Reimagining End-to-End Auto Claims Through Service Design

The Project: This project focused on improving a commercial auto claims experience for a global insurer, spanning the full journey from first notice of loss through resolution. The process involved multiple stakeholders, drivers, fleet managers, brokers, and claims teams, and required a more unified, user-centered approach to reduce friction and improve consistency across the service.

The Challenge:
The claims experience was fragmented, manual, and inconsistent across roles, leading to delays, miscommunication, and user frustration. There was no shared understanding of the end-to-end journey or the critical “moments that matter,” making it difficult for the organization to prioritize improvements or modernize the experience effectively.

My Role: As the Service Designer, I led a qualitative discovery effort, guiding a small team through research, synthesis, and journey mapping. I partnered closely with stakeholders to translate insights into actionable service improvements that informed product strategy and operational transformation.

Our Approach:

  • Conducted in-depth stakeholder interviews across key user groups, including drivers, brokers, and fleet managers, to capture a holistic view of the claims journey.

  • Synthesized 125+ data points and translated them into personas and end-to-end journey maps, highlighting pain points, breakdowns in communication, and opportunities for improvement.

  • Facilitated synthesis sessions to align stakeholders around shared insights and identified key themes, including inconsistent reporting practices, unclear communication touchpoints, and lack of technology support.

Deliverables

  • Journey map

  • Customer claims experience guiding principles

  • Strategic recommendations and opportunities for improvement

Results & Impact

Established a shared, end-to-end understanding of the claims experience across all stakeholder groups

Equipped product and business teams with journey maps and personas to guide future development and training

Influenced the adoption of solutions such as QR code-based reporting, simplified language, and visual workflows to reduce errors and reporting time

Delivered a future-ready roadmap that positioned the organization to explore AI-powered reporting and telematics integration.

Previous
Previous

Shaping PetSmart’s Veterinary Service Strategy Through Pet Parent Insights and Workshop Facilitation